Chief Digital Executive | CIO/CTO for AI-Era Transformation
I help leading financial institutions, global consulting firms, and growth ventures convert strategy into measurable digital outcomes—combining monetization, governance, and execution at scale.
Alberto (JAG) Pascoe
25+ years | up to 1500+ professionals led | large-scale AI/ML, payments, mortgage, insurance, and platform transformations.
- Enterprise scale: 30M+ people enabled via pension platform access and high-volume payment ecosystems.
- Execution discipline: flagship programs delivered on time and budget with continuity and governance controls.
- Transformation leadership: cross-industry execution across leading financial institutions, global consulting firms, and ventures.
Strategic Performance Metrics
Financial Impact
Client & Market
Operational Excellence
Capability & Leadership
Evidence at a Glance
AI/ML operating model: ideation-to-scale delivery with governance discipline. Grap-IA, di-factory.co, mortgage credit scoring, several ML models at Banking, Insurance, and Retail.
National pension/data platform: 18 months, $50MM, up to 500+ professionals, 30M+ users enabled.
Digital B2B payments platform: 18 months, $50MM, up to 750+ professionals, ~20M transactions/month.
Mortgage + insurance core transformations: 24 months, $40–50MM, regulatory-aligned execution.
Global Tech Companies trajectory: scaled multi-country transformation portfolios (~$150MM and ~$100MM/year) with enterprise governance and delivery controls.
Leading Retail Bank path: customer-acquisition technology transformation across branch/web/mobile/partner channels with 95% time-to-market cadence and 99% continuity.
Where I Create Strategic Impact
Enterprise Transformation & Monetization
Convert digital strategy into measurable business impact with execution discipline.
AI/ML Governance to Scale
Move from pilots to production through traceability, ownership, and control.
Platform & Operating Model Reinvention
Increase speed and resilience by modernizing architecture, process, and delivery systems.
Strategic Ventures
Leading innovation across PropTech, AI/ML, and FinTech sectors with proven track record of scaling ventures.
Data Intelligence Factory
Co-Founder & Technology Strategy Lead
AI/ML execution model focused on fixed-scope delivery, from ideation to production deployment and governance-ready scale.
Grap-IA
Co-Founder & Strategic Technology Officer
PropTech venture focused on practical Generative AI applications for measurable value creation in LATAM real estate workflows.
Grupo .BIZ
Founder & Chief Executive Officer
Built and scaled 3 companies and 6 business units across 20+ cities, reaching up to $13MM USD combined sales by year 5.
CUL
Co-Founder & Chief Technology Officer
API-enabled cross-border financial platform focused on scalable service design and operational execution.
Keryu
Co-Founder & CTO
Agentic operating model initiative focused on secure orchestration, traceability, and practical AI-enabled workflow execution.
Executive Leadership Journey
Quarter-century of technology leadership across Fortune 500 companies and successful ventures.
Senior Vice President, Customer Acquisition Technology
Led digital onboarding and acquisition platforms across branch, web, mobile, and partner channels; up to 500+ professionals, 95% time-to-market cadence, 99% continuity, and application separation delivered 100% on time and budget.
Services Solutions & Business Development Officer
Managed ~$150MM transformation portfolio across cross-industry programs; drove modernization and governance execution in multi-region environments.
Chief Technology Officer & Industry Leader
Delivered ~$100MM annual contract value through regional transformation programs; combined leadership scope across roles reached up to 1500+ professionals worldwide.
Chief Information & Transformation Officer
Led large-scale pension-platform modernization and governance programs in a highly regulated environment with measurable operational improvement.
Deputy General Manager, Innovation and Technology / CTO
Led mortgage and insurance platform modernization, shared-services design, and national-scale architecture initiatives with strong continuity and governance controls.
Executive Director, Systems and Technology (CTO)
Startup founding-stage technology leadership: B2B process automation, operating model design, and up to 50% operational cost reduction over five years.
Scope, Role, Results
National Pension Platform & National Database
18 months | $50MM | up to 500+ professionals
30M+ people enabled; governance and BI foundation delivered on-track.
Digital B2B Payments Collection Platform
18 months | $50MM | up to 750+ professionals
~20M payments/month and ~$5–10B MXN/month throughput.
Mortgage & Insurance Core Transformations
24 months | $40–50MM | up to 400+ professionals
Core modernization, integrations, and regulatory alignment delivered on time and budget.
Strategic Digital Leadership
CIO/CTO-level transformation focused on measurable business outcomes, governance discipline, and scalable execution.
I specialize in converting business strategy into operating results through digital transformation, AI/ML productization, and platform modernization in complex enterprise environments.
My leadership model combines strategic direction with hands-on execution: clear ownership, measurable outcomes, and cross-functional alignment from design to delivery.
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Interested in working together or have a question? Reach out below or email agonzalp@icloud.com.
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